OnLine Payment Processing (VeriSign PayFlow Pro)

Your customers want a quick, easy, secure way to purchase your goods and services on the Web. You want a reliable, scalable payment service that gives you complete control of the purchasing experience.

VeriSign's Payflow Pro performs the following:

  1. Processes large numbers of transactions simultaneously, so customers are not kept waiting and transactions are not lost or delayed during the buying process
  2. Simplifies the security and processing of multiple payment instruments online
  3. Frees you from point-to-point and difficult-to-integrate payment solutions
  4. Provides you with back-end connectivity to all leading payment processing networks in the industry
  5. Enables payment processing through the Payflow client software, giving you complete control of the customer purchasing experience
  6. Ensures maximum security of the data transmitted between your customers, the client and your Web server

VeriSign's Payflow Pro payment service is a flexible API-based solution that allows your site to support multiple payment instruments including credit cards, purchase cards, debit cards, electronic checks and ACH payments (bank-to-bank transfers).

How It Works:

Payflow Pro gives you direct access to the Payflow service via an API, a TCP/IP "thin-client" network service, which allows you to fully customize control of your customers' buying experience. Once installed on you system, the Payflow Pro API client software establishes a Secure Sockets Layer (SSL) connection between your merchant storefront application and VeriSign's transaction servers to securely exchange payment data between parties.

  1. A customer visits your Web site and makes a purchase.
  2. The transaction data is then passed from your storefront to the Payflow Pro client.
  3. VeriSign collects the transaction information from your site and then securely routes the transaction via the VeriSign payment gateway through the financial network to the appropriate bank, ensuring that customers are authorized to make their purchases.
  4. The Payflow client also sends an acknowledgement back to VeriSign after returning the payment results to you, thus protecting your consumers from double billing caused by Internet latency or broken communication sessions.
  5. The funds for the transaction will be transferred to your Internet merchant account.

The Payflow client does not contain any payment-specific logic, allowing VeriSign to introduce additional services or transaction types at any time without requiring you to upgrade your Payflow client software. You can take advantage of these services by simply adding any new requisite parameter values to transaction requests.

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